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If you smoke, or are in a poor state of health you could recieve a considerably higher annuity income.
Did you know?
We are a leading authority on retirement income and planning, on average our clients receive 12% higher income.

What the papers say

Money Marekting - Switch selelrs are failing to assess public's needs - September 2010

Daily Express - Savers are Urged to Beat Annuity Slump - September 2010

thisismoney.co.uk - Pensioners hit by insurers' computer failure - August 2010

City A.M. - BUDGET SPARKS AN ANNUITY CRISIS - 20th August 2010

Daily Express - THOUSANDS OF ANNUITIES POTENTIALLY MIS-SOLD - August 2010

Daily Express - AVOID RIP OFF PENSION CHARGES - August 2010

Daily Express - BRITISH PENSIONS ARE CUT IN HALF - August 2010

Daily Mail - THE HIDDEN COSOST HALVING TEH VALUE OF OUR PENSIONS - August 2010

Daily Mail -SPECIAL REPORT: 190bn zombie horror ... that's the terrifying sum savers have stuck in 'dead' funds- June 2010

Daily Mail - SPECIAL REPORT: Return of the inflation nightmare! - May 2010

Money Marketing Annuity Direct warns of bad advice on impaired annuities - April 2010

Financial Adviser Annuity Direct warns pensioners being short changed - April 2010

Financial Adviser Annuities special: "A flight to quality", - March 2010

Mail On Sunday The 5 Pension Golden Rules - March 2010

Annuity Direct sponsors Money Saving Expert's Annuity Guide - February 2010

citywire.co.uk - Will the end of QE impact on your retirement income? - February 2010

Financial Adviser - Early cut-off dates a threat to annuity applications - February 2010

Financial Times - post code annuities - December 2009

Guardian - post code annuities - December 2009

Second Rate Annuities Can Harm Your Income - Reuters October 2009

Close Encounters With the Third way - October 2009

What's On Offer? - New Model Adviser -October 2009

Danger of Dramatically Reduced Retirement Incomes - October 2009

Beware the Annuity Advice Blackhole - July 2009